Abstract
According to the Association of British Insurers in 2021 there were 89,000 fraudulent claims detected in England. Of that number 49,000 were in motor insurance, of which 10,617 were of an organised nature. This was an increase of approximately 8% on the 2020 levels where detected fraud amounted to £1.12bn. The insurance industry of course sees insurance fraud on a daily basis and clearly legitimate policy holders should not have to bear the cost of high premiums that result from such fraudulent claims. It therefore comes as no surprise that a perceived compensation culture surrounding fraudulent insurance claims with regard to whiplash injuries has developed. With regards to this culture, it has been estimated that the eradication of such claims would save the motor insurance industry £2bn per annum and that this would result in every insured person seeing a reduction of £50 in their motor insurance policy premiums.
More Information
Divisions: | Leeds Law School |
---|---|
Status: | Published |
Refereed: | Yes |
Publisher: | Sweet & Maxwell |
Additional Information: | This is a pre-copyedited, author-produced version of an article accepted for publication in Journal of Personal Injury Law following peer review. The definitive published version Swaby G. and Richards, P. (2024) Ouch: The Practicalities of Whiplash Claims. Journal of Personal Injury Law, 55 (1). is available online on Westlaw UK. |
SWORD Depositor: | Symplectic |
Depositing User (symplectic) | Deposited by Mann, Elizabeth |
Date Deposited: | 20 Jun 2024 10:45 |
Last Modified: | 11 Jul 2024 07:34 |
Item Type: | Article |
Download
Due to copyright restrictions, this file is not available for public download. For more information please email openaccess@leedsbeckett.ac.uk.