Evaluation of the Mortgage Breathing Space scheme

Since 2009, Wakefield Metropolitan District Council (WMDC) has been delivering Yorkshire and Humber’s regional Mortgage Breathing Space (MBS) scheme, which offers assistance to homeowners who are in mortgage difficulties or under threat of repossession. The assistance is twofold: 1) an interest-free secured loan to pay off mortgage arrears and/or mortgage instalments for up to 12 months (if needed); 2) financial advice and financial capability guidance.

https://www.fincap.org.uk/en/evaluations/evaluatio...